🏔️ Montana · Flathead Valley & Statewide

Bookkeeping for Short-Term & Vacation Rentals

Per-property books for Airbnb, VRBO, and direct-booking owners across Montana. We reconcile every payout, keep lodging taxes organized, and hand you reports that show which property is actually making money — through the summer rush and the quiet months alike.

A bookkeeper who understands rental economics

A vacation rental looks simple from the outside: guests book, money shows up. But once you own more than one property — or once cleaning fees, platform fees, lodging taxes, and a manager's statements enter the picture — the money gets tangled fast. We untangle it, month after month, so you always know where you stand.

AJM Consulting provides monthly bookkeeping for short-term and vacation rental owners across Montana, from single-cabin hosts to multi-property portfolios. We're based in Kalispell, in the heart of the Flathead Valley — one of the busiest short-term rental markets in the state — and we serve owners both here and fully remotely, wherever you and your properties happen to be.

The single most important thing we do for rental owners is per-property tracking. When every deposit and expense lands in one undifferentiated pile, your portfolio can look profitable while one property quietly loses money every month. We set up your books so each property carries its own income and expenses, and you get a clean P&L for each one alongside the combined view. Owners are regularly surprised by which property is really carrying the others.

The second is payout reconciliation. Airbnb and VRBO don't deposit your rent — they deposit what's left after their fees, and sometimes after taxes they collected on your behalf. If your books just record the deposit, your revenue is understated, your platform fees are invisible, and your cleaning fee income disappears into the noise. We break every payout back into gross rent, platform fees, cleaning fees, and collected taxes, then reconcile it all against the platform statements and your bank. Direct bookings get folded into the same picture, so nothing lives in a separate spreadsheet.

What's included

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Per-Property P&L

Every property tracked separately in QuickBooks Online, so you know exactly which ones make money.

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Payout Reconciliation

Airbnb, VRBO, and direct-booking payouts broken into gross rent, fees, and taxes — matched to your bank.

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Lodging-Tax Tracking

Montana's combined 8% lodging taxes tracked by property and booking channel, organized and filing-ready.

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Cleaning & Maintenance Costs

Cleaners, management fees, repairs, and supplies categorized per property so turnover costs stay visible.

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Owner Statements & Reports

Monthly reports in plain language — occupancy-season performance, expenses, and cash position by property.

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QuickBooks Setup & Cleanup

QuickBooks Online configured with classes or locations per property — or cleaned up if it's drifted.

Furnishings, improvements, and repairs — recorded right

Rental owners spend real money making a property guest-ready: furniture packages, hot tubs, new decks, appliance replacements, and the endless stream of small repairs. From a bookkeeping standpoint, those aren't all the same thing — a repair that keeps the property running is recorded differently from furnishings or a capital improvement that adds lasting value. We keep those categories clean and consistently applied so the distinctions are visible in your books. Your CPA determines the actual tax treatment; our job is making sure they have accurate, well-organized records to determine it from.

Built around Montana's seasons

Rental income in northwest Montana isn't a straight line. Properties near Glacier National Park can do the bulk of the year's revenue between June and September. Ski-season rentals around Whitefish get a second winter peak, while lake places in Bigfork, Lakeside and Somers, and Polson live and die by the Flathead Lake summer. We build your reporting around that rhythm — comparing seasons honestly, flagging what the peak needs to cover, and helping you see whether the shoulder months are a problem or just the pattern.

Behind after a busy season? Start with a cleanup.

If last summer left you with months of uncategorized payouts and a shoebox of receipts, that's a normal starting point — not an embarrassing one. We'll catch the books up, reconcile the season, and put a simple monthly process in place so it doesn't happen again. For a deeper look at how rental books should be structured, see our full guide to short-term rental bookkeeping.

Montana lodging taxes

The 8% that has to be right

Montana charges a combined 8% on short-term stays of fewer than 30 days — a 4% lodging facility use tax plus a 4% lodging sales tax. Who handles it depends on how the guest booked. When a stay comes through a marketplace like Airbnb, Montana law generally puts the collection and remittance obligation on the platform for the bookings it facilitates. When a guest books directly with you — your own website, a phone call, a repeat guest — collecting the 8% and remitting it to the Montana Department of Revenue is your responsibility. And in resort communities, a local resort tax can apply on top of the state 8%.

That mixed picture is exactly where books go wrong: platform-collected taxes recorded as your revenue, direct-booking taxes never set aside, or the same tax counted twice. We track lodging taxes by property and by booking channel so the numbers are organized, filing-ready, and never a scramble. We're bookkeepers, not CPAs — we keep it accurate and tax-ready, and your CPA or tax preparer confirms the right treatment for your situation.

Questions

Short-term rental bookkeeping FAQs

Can you track multiple rental properties separately?
Yes — that's the core of how we set up rental books. Each property gets its own income and expense tracking in QuickBooks Online using classes or locations, so you get a clean per-property P&L alongside the combined picture. You'll see which property actually makes money, which one eats it, and how the portfolio performs as a whole.
How do you handle Airbnb and VRBO payouts?
We break every payout back into its parts: gross rent, platform service fees, cleaning fees, and any taxes the platform collected. If you only book the deposit that hits your bank, your revenue is understated and your fees are invisible. We record the full picture and reconcile it against each platform's statements — plus any direct bookings — so the books match what really happened.
What about Montana lodging taxes?
Montana charges a combined 8% on short-term stays of fewer than 30 days — a 4% lodging facility use tax plus a 4% lodging sales tax. When guests book through a marketplace like Airbnb, Montana law generally requires the platform to collect and remit the tax on those bookings; when guests book directly with you, collecting and remitting the 8% to the Montana Department of Revenue is on you, and resort communities can add a local resort tax on top. We keep the amounts tracked and organized by property so filings are straightforward — and your CPA or tax preparer confirms the treatment for your situation.
Do you work with out-of-state owners of Montana rentals?
Yes — a large share of Montana vacation rental owners live somewhere else, and we work with them fully remotely. Everything runs through secure cloud tools like QuickBooks Online, with video calls when it's useful. You get a local set of eyes on your Montana property finances without ever needing to be here.
What does short-term rental bookkeeping cost?
We charge a flat monthly fee based on how many properties you have and your transaction volume — never an hourly rate. We scope it together after a free 30-minute consultation, so you know the exact price before anything starts and it doesn't creep as the season gets busy.
My property manager sends me statements — do I still need a bookkeeper?
Yes. A manager's statement covers what the manager did — it isn't a set of books. Someone still has to turn those statements into complete, reconciled records that combine every property, your direct bookings, your own expenses like insurance, utilities, mortgage interest, and furnishings, and the rest of your finances. We take the statements as an input and deliver books your CPA can actually file from.
Industries we serve

Bookkeeping built for your kind of business

Short-term rentals are one of our specialties — and we bring the same industry-specific approach to the rest of the Flathead Valley's economy.

Ready to know what each property really earns?

Free 30-minute consultation. No pressure, no commitment — just a real conversation about your rentals, your payouts, and what clean per-property books would change.